Prescription Drug Benefit Riders

Prescription Drug Coverage Plans & Programs

Caremark administers the Prescription Drug coverage on behalf of The MEGA Life and Health Insurance Company and has contracted with over 55,000 participating pharmacies from coast to coast. This is prescription coverage made easy - there are no claim forms to fill out and submit; no waiting for reimbursement when using participating pharmacies. Benefits are received when you present your ID card at the time of purchase at participating pharmacies. For non-participating pharmacies, a claim form will need to be submitted prior to receiving reimbursement.

Our Other Available Riders Include:

  • Outpatient Accident Expense Benefit Rider
  • Pregnancy/Childbirth Benefit Rider
  • Return of Premium Benefit Rider
  • Air Ambulance Benefit Rider
  • Emergency Services Benefit Rider
  • Major Illness Benefit Enhancement Rider
  • Major Injury Benefit Enhancement Rider
  • Continued Care Benefit Rider
  • Physician Office Visit
  • Preventative Plus Benefit Rider
  • Outpatient Speech Physical and Occupational Therapy Riders

Optional riders require additional premiums and may not be available with all plans or in all states. Contact the Company for rider availability, details, exclusions and limitations

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