The MEGA Life & Health Insurance Company Difference
Life & Health Insurance Benefits
Here's what we do so your insurance dollars go farther:
Flexible Plan Designs -
Hospital Bill Review - We will automatically audit our customers' hospital bills for errors and overcharges to help reduce out-of-pocket expenses when over $10,000.
Maximum Savings Benefit - MEGA will submit all claims for covered expenses to a network for re-pricing to help you maximize your savings.
Future Portability - You can "take your plan with you" if you move or change jobs
Family Continuation Benefit- If the primary insured dies, family coverage is continued without proving insurability and premiums are waived for one full year1.
Our Company Pays Claims Based on Usual and Customary Charges2 - We do not determine what is 'reasonable'
24 Hour Coverage3
Coverage on or off the job3
No Pre-admission Authorization or Referral Requirements
1May vary by state and product. In GA, premiums are waived for 3 months.
2'Usual and Customary' means the charge which is the smallest of the actual charge, the provider's usual charge or the prevailing charge in a set location as defined by your plan.
3If not covered by Worker's Compensation or similar plan.
Here's what we do so your insurance dollars go farther:
